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Is Your Home Insured to Its Replacement Cost?

Is Your Home Insured to Its Replacement Cost?

If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a...

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Tips for Handling a Tire Blowout

Tips for Handling a Tire Blowout

For many drivers, there is nothing more frightening or potentially dangerous than a tire blowout at almost any speed. While the number of tire-related crashes has dropped dramatically since 2008, when all new vehicles were required to have automatic tire pressure...

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Spring Driving Tips

Spring Driving Tips

Winter may be most known for its treacherous driving conditions, but spring also can be a difficult season for driving. From wind and rain to wildlife emerging from hibernation, spring driving can be challenging in its own right. It is possible to enjoy the ride,...

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What is Loss of Rent Coverage?

What is Loss of Rent Coverage?

Loss of Rent insurance, also called “Loss of Use” coverage, protects you in the event your property is no longer a viable income stream due to damage or loss. If the rental property is damaged in a storm, for example, and is no longer inhabitable for tenants, then...

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Landlord Insurance for Rental Properties

Landlord Insurance for Rental Properties

Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? The notion may be intriguing, and becoming a landlord can be rewarding, but it’s a decision you’ll want to consider carefully to make...

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Fireplace Safety and Maintenance

Fireplace Safety and Maintenance

When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the...

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Winter Home Maintenance Tips

Winter Home Maintenance Tips

Preparing your home for winter is an important annual ritual for homeowners. For instance, did you know that adding insulation in your attic before winter arrives can help prevent ice dams this winter? And do not forget that tuning up your heating system now can help...

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How to Help Prevent Frozen Pipes

How to Help Prevent Frozen Pipes

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help...

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How to Drive in Icy Conditions

How to Drive in Icy Conditions

Icy weather can create challenging, and potentially dangerous, driving conditions in the winter months.  Black ice forms on roadways and can produce a nearly invisible hazard. As temperatures approach freezing, icy conditions can develop, especially on roadways...

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How to Help Winterize Your Car

How to Help Winterize Your Car

You may be inclined to think that your car runs well without much maintenance year-round, and besides an occasional trip to the mechanic for an oil change, any preparation for the winter months is not high on your priority list. In fact, cold temperatures and icy...

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Winter Driving Safety Tips

Winter Driving Safety Tips

When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush or icy roads are involved in many weather-related crashes. These conditions can make it harder for drivers to see, slow down and stop - all factors...

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Holiday Decorating Safety

Holiday Decorating Safety

For many, the winter holidays are a time of joy, celebration and tradition.  Decorating your home, yard, or office is a fun, festive way to celebrate the season.  A little planning can help you enjoy your display all season long.  Following are some...

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4 Tips for Holiday Safety

4 Tips for Holiday Safety

The holiday season is a time to celebrate with friends and family, but the hectic pace can also make it a stressful time of year. The holidays can present increased risks, especially if you are on a quest for gifts. Overcrowded stores and an increase in online...

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Fall Home Maintenance Tips

Fall Home Maintenance Tips

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn I s just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await...

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Keeping Your Passengers Safe on the Road

Keeping Your Passengers Safe on the Road

Wearing seat belts has become second nature for many, thanks in part to stricter seat belt laws and safety features in newer automobiles that sound until the driver and passenger seat belts are buckled.  Seat belts help reduce deaths and serious injuries on the...

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How to Drive Safely in Strong Wind and Rain

How to Drive Safely in Strong Wind and Rain

Driving in conditions that involve strong wind or heavy rain can be relatively common and may not be the most pressing safety concern for many drivers, but Travelers safety professionals know that driving in severe weather can significantly increase the risk of a...

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